In these bad economic times plus the addition of online job markets, everyone is in a frenzy to find the best paying job the quickest and beat out competition. But not all online employers are as they seem. Already being broke or in a bad situation we may not pay attention to all warning signs that the person contacting us is a fraudulent employer or they are representing the company without the said companies permission. Scams are commonly known for social networking sites and emails, but job correspondence has became a good place to make a buck or two for the thieves.
There are some basic things which every person gives when filling out an online application, such as Social Security number Name, address, date of birth, previous employers etc. but even these in the wrong hands can become an issue. The things which should alarm you or ring a bell should be when the perpetrator ask for your bank account number to direct deposit your check he/she may send in a $20 courtesy but later on may take out money as they please as they will certainly ask for a routing number and other such information needed.
You should avoid dealing with someone who asks for your social security number, asides from the application form , bank account numbers, personal ID, or a so called company which uses a hotmail or msn email address, most con-artist use real company names but then use small time email addresses which give away there scams so watch out for those ones who get around to something smarter.
But those who do get scammed should first off close out any bank accounts which are being leeched, contact the social security office and get in contact with a agent who will help stop credit fraud and other fraudulent activity being done on your name and will help clear any things which are linked to you but you are innocent of. If in case you don't do anything there is no telling what could pop into you mailbox demands for what kinds of payment your bank account being brought down to a nice round ZERO. Other minor steps should be took is to close out any email accounts and give the alias used to scam you to the local authorities.
We all try to stay the safest we can but in these hard economic times a golden opportunity can rob us of our judgement and digital eyesight, but in that case there are some steps we can take to get some temporary relief but in most cases once you get messed up like that chances are your name wont get cleared fully if ever or for a long time.
https://www.privacyrights.org/fs/fs25a-JobSeekerPriv2.htm
This blog was very interesting to me and hits on a very important topic. That is what kind of things can a person be on the look out for when deciding if it is safe to give out information. I have often stopped applying for jobs and or awards online when the information they are asking for seems a little more intense. I found that when applying online it is best to call a representative first to make sure you have the right website as well as watching for the secure connections. Most sites that are legit will try to protect your information themselves by offering a secure website(mainly with the lock symbol at the top).
ReplyDeleteThat’s some scary stuff. I am a senior so I will soon be in the market for a new job. I am an accounting major so most of the companies I will be applying to will be very reputable companies. The first flag, as you mention, would be the fact that an employer is contacting me. I do agree that some employers contact you, but most of the time you would go on a company’s website to apply which is secure. Also you should never have to pay money to apply for a job nor should you ever have to give out personal information like SSN and bank account information. And I think that any employer contacting you via email would have a valid company email address, not a hotmail or msn address like you suggest. I also agree that in these days people might “overlook” signs of fraud because the ad for the job or the job posting looks so attractive to them. There are many ways to avoid fraud. One not mentioned is to do your job searching through temp agencies or certified job search sites and not things like craigslist.com. Most of these legal certified companies are good places to job search.
ReplyDeleteWritten by: Aaron Wright
Yes sometimes it is necessary to give out a certain amount of information, but we should have some guidelines which if you google search enough you will find but on an application online there should be a disclaimer and rights and regulations so you know this is something i should fill out or not. sort of like the lock in a browser window for security confirmation. so each application i fill out has this sign of approval only given by a sort of group like the bbb.
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